Monday, December 27, 2010

How to File Bankruptcy in Clark County, Washington ...

Residents of Washington are able to insolvency in Clark County under Chapter 7 or Chapter 13 bankruptcy register. ... .In both types, a trustee is appointed to manage your financial affairs during your bankruptcy. ... .A state of resources is needed to determine whether you need any file Chapter 7 or Chapter 13. ... .Chapter 7 is basically a liquidation and the trustee sells your non-exempt assets to pay creditors. ... .Chapter 13 bankruptcy is used for debtors to repay their debts over a fixed period of time. ... .Years.Difficulty The time is 3:00 to 5:00 range: Moderate to all your financial documents EasyInstructions1Collect in a file. ... .Get a copy of the value of two years of tax returns, statements of your income and assets and a list of your monthly expenses. ... .They must also your creditors names, addresses and amounts debt.2Download and fill out the fields with the means test fixes completed. ... .Fill in the blanks and print click here to add your financial records. ... .For Chapter 7 petitions, 22A form should be downloaded. ... .Chapter 13 filers should download the petition form 22C.The means test is divided into two parts. ... .The first part determines whether 25 percent of income can be used to repay the debt at the end of monthly expenditure. ... .The second part of your income, compared to Washington state to see median income to see if it is less than or equal to $ 51,161 for one person, $ 63.930 for a family with two members, $ 72.275 for a family with three members. Of $ 82.422 for .a family of four .. ... .These figures are on income and family size power of 2010. ... .Figure an additional $ 6,900 for each family member over four.3Locate a credit counseling agency approved by the federal bankruptcy court. ... .The credit counseling agency is responsible Register for a course in credit counseling. ... .This course is a requirement before filing bankruptcy.4Turn in your financial documents and the fee for filing a bankruptcy clerk of the state are required. ... .Clark County residents must file their bankruptcy petition in Tacoma courthouse in Tacoma, Washington. ... .The address is 1717 Ave. ... .Tacoma, WA 98402nd ... .You need your financial disclosure, the certificate received from your credit counseling course and a form of financial disclosure. ... .They can be a form of financial disclosure from the site in the U.S. courts. ... .You need to pay $ 299 for Chapter 7 petitions and $ 274 for Chapter 13 petitions, from July 2010. ... .These fees are used to cover fees.5Prepare bankruptcy for the creditors' meeting. ... .The meeting will take place in 20 to 50 days last for Chapter 13 debtor, and 20 to 40 days for Chapter 7 debtors. ... .You will answer all financial questions are asked truthfully.6Locate a course in personal finance, approved by the bankruptcy court. ... .They have filed a petition in Chapter 7, you are requested to attend this course to obtain a discharge from bankruptcy. ... .You will learn how to manage your finances ....

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