How to file a bankruptcy petition ...

The document you file to start a bankruptcy procedure is called a petition. ... .He is the court of your intention to insolvency, including under which chapter to inform the submission of petitions, the court enough information to proceed with the evaluation of your case. ... .The petition form, available online, must be a U.S. district court to file for bankruptcy. ... .The Bankruptcy Reform Act of 2005 made it compulsory to employ a credit counseling within 180 days after the filing of a bankruptcy petition.Difficulty visit: Moderate credit counseling ChallengingInstructions1Get an approved body, which may also be required before you file your bankruptcy petition.. ... .The good news is that it offers is not very expensive, and some organizations fee waivers in cases of financial hardship. ... .Your credit counselor can help you decide which chapter of bankruptcy is right for you. ... .See the Resources section below for a list of approved agencies.2Determine requirements for various bankruptcy chapters, you must specify which chapters your application form. ... .You can save time and money by filing under chapter appropriate for your situation. ... .If you earn less than the median income for the state of your size household, you qualify for Chapter 7 bankruptcy. ... .Otherwise, if you have high debt, you are likely to file a petition under Chapter 13.3Complete a voluntary petition - Form B1 (see references below) - and exhibitions. ... .The petition itself does not need much detail about your financial situation, as provided in the exhibit to the petition are available. ... .Complete the forms carefully and correctly. ... .It may take several hours, but accuracy is the key to ensuring that your case is not your local bankruptcy court dismissed.4Find. ... .Each county in the United States is assigned a bankruptcy district, and each state has at least one. ... .The link "Map of United States courts" to help you, the local bankruptcy court. ... .Your complaint must be filed in the Bankruptcy Court has the community in which you reside for most year.5Review rules. ... .A debtor bankrupt, if not represented by counsel, must be filed with the Bankruptcy Code, the Federal Rules of Bankruptcy Procedure and local rules of court in which the petition is to be observed.. ... .The local rules specify how many copies of the petition you must file, and if the petition may be submitted electronically ....