As file Chapter 13 without a lawyer

It is much easier, a lawyer who help with the bankruptcy process, but of course, a person suffering from financial difficulties may want to avoid additional costs. A common form of bankruptcy is chapter 13. Reason of Chapter 13 bankruptcy claims usually keep to get great strengths and assets and are required by a specific amount affordable bankruptcy, determined by the Court of Justice pay each month. Chapter 13 bankruptcy on your own request time and carefully preparation.Difficulty realization: petition ModerateInstructionsThings you need: annexes A - J FormsVoluntary FormSummary and schedules FormVerification financial income statement form statement of creditor business matrix FormChapter 13 plan model form1Contact all creditors who will be included in your costume in bankruptcy. You need to your current address phone, your account number, the date the you debt (s cost) and the total them. 2Compile more information. Must include things are the names of the spouses and your address, telephone number, social security number age and, if you a have your declaration ID number. In addition list gifts over $100 charities and more than $200 give you were members of the family. If you have suffered losses as theft, fire or gambling, you provide this information. All previous addresses from the list in the past two years and dates. Income information should also be provided accurate amounts of gross income, estimated overtime and deductions for you and your spouse. You should also monthly expenses and a list of all real estate, including real estate, cash assets include. furniture, vehicles and other property, you and your spouse. 3Gather all information about your current and finclude rüheren debt. This includes the number of cases, the date you filed for each bankruptcy in the last 6 years and a year before filing bankruptcy-related payments. This applies also Jecomprend all payments of debts that are made more than $600 and within 90 days of the procedure. Compensation 90 days and the date on the attachment compile it to a list of all combinations and included. 4Make safely must be made by creditors in the past. Include assets, seizures and the return on sales, which a bankruptcy in the year preceding your suit. 5Provide list of any transfer of property occurred. Disclosure of property that belongs to someone else, but wait under your or control. Also provides detailed information about the accounts last year and details (location, who has access, content and the date of transfer) close the account of all. safe deposit boxes get your district court bankruptcy 6Visit and the necessary forms. 10 Friends should petition forms a "hourly". Other required forms are voluntary petition, summary and annexes, income of Finance (test methods), review of creditors matrix and chapter 13 model plan. 7Appear for your "341 discussions". This meeting, a trustee will you swear and standard questions on your schedules and other forms. Your creditors are invited, although most do not visit. Meeting of the Tribunal is 341 meeting. You can or must return to the Court for a confirmation hearing before the bankruptcy.