Is this my attorney at Chapter 13 folder?

Filing Chapter 13 bankruptcy, rather than Chapter 7 advantages does: for example, allows the debtor of his home lock protect and allows rescheduling of debts over a period of three to five years. To for a chapter 13 filing, the debtor considering: need an individual, Corporation or partnership; must have a steady income. and liabilities, which must be below a certain level. To your lawyer, serve more quickly and effectively to help in the bankruptcy proceedings must produce certain documents. A federal law passed in 2005, credit CounselingUnder filing Chapter 13 now much undergo credit counseling, either from the Internet, personally or by telephone. Your lawyer will need proof that continuing advice credit with your filing.FeesCourt chapter 13 attended, one submission fees for chapter 13 bankruptcy case filing fee and administrative expenses include. Most lawyers to pay these fees and you in your account. In addition, must you pay your lawyer prepare the necessary documents for chapter 13. Sometimes your lawyer free of charge flat-rate basis for support in your case, but most likely you cleared by hour.DocumentsAccording on the website of the Federal judiciary, the debtor needs several documents for filing for chapter 13 collect. Among these are: "1. a list of all the creditors and the amount and nature of your needs." (2) The source, the amount and frequency of the income of the debtor; 3. A list of all the debtor's assets. and 4. List detailed monthly expenditure of the debtor's food, clothing, accommodation, utilities, taxes, transportation, medicine, i.e., etc. "." Preparing these lists before meeting with your lawyer is your company statement erleichtern.Illit. If you are married and Aorder to achieve chapter 13 bankruptcy, you must also on your spouse, even if he or she not bankruptcy.Repayment plan after initiative Depotl documents for filing bankruptcy, has the debtor 14 days, a refund to present plan. This plan will outline your creditors in full or in part repayment schedule. Usually the scheme used your income to pay your creditors for an agreed period of time. After the necessities such as food, utilities, housing and other living expenses are paid, the rest of the debtor used income to repay creditors. Creditors are wages take apart or proceedings once the debtor, chapter 13 bankruptcy.