How to file a new Chapter 7..

If you put Chapter 7 before your debts and to discharge under this chapter, you have to wait eight years before filing for Chapter 7 again. ... .If you logged in Chapter 7 bankruptcy and your case was dismissed because of your refusal to obey court orders, neglect of the creditors require an automatic stay or a fraudulent application, you must. Wait at least 180 days before the reorganization. ... .If do not unload your case for other reasons, you can always time.Difficulty Refill: ChallengingInstructionsThings you need: financial records Counseling1Go credit credit counseling within 180 days of filing for bankruptcy .. ... .Credit counseling must be performed by an organization approved by the government. ... .Credit Counseling debtor before the bankruptcy, the bankruptcy court that the defendant knows his options and make an informed decision at the time of bankruptcy. ... .A good counseling before the bankruptcy should have an analysis of income, an appraisal of your finances, discussion of alternatives to bankruptcy, real estate evaluation, an overview of your bills and debts. And should help to create a budget. ... .Because of the complexity of the insolvency proceedings, you must register an attorney, bankruptcy. ... .If you have a lawyer and your lawyer will be approved by the government, then it can also be extremely session.2Reside credit counseling in the state where you file. ... .To apply for bankruptcy, the debtor in the state that it is submit your petition in the last 90 days.3File lived. ... .You or your attorney will file your petition. ... .Then, a trustee appointed to your case. ... .The trustee is responsible to collect as many of your assets as possible to sell and pay the proceeds to your creditors.4File your accounts including your assets, liabilities, expenses, income and current events. ... .Returns must petition.5File within 15 days of filing your declaration of intent with the court within 30 days will be filed after the filing of the petition. ... .The MOU must notify the court if you give up property that are not yet fully paid, how do keep a car, or your creditors. ... .You must also serve a copy of the memorandum of understanding on your creditors and trustee.6File a statement that a certificate to say from your lawyer if you used that you will receive a declaration of bankruptcy options s offer. Will prove .. .each payment you receive year.7Meet any employer 60 days before the bankruptcy, and an estimate of your income and expenditure for the next creditor. ... .You need to meet with your creditors and to demonstrate the accuracy of your bankruptcy, under oath, or dismiss your case. ... .At the first meeting of creditors, an overview of the court filings and your Trustees will meet you to discuss your assets and financial liabilities. ... .The trustee then determines which of your assets are exempt and not free ....