Friday, April 8, 2011
How long negative information remains on your credit card?
Your credit report contains information about how you have managed your debts in the past. The time that remains the information on your report depends on the kind of registration. InquiriesInquiries registration if your credit report is pulled by the creditors. Each study remains in your report for two years.Payment HistoryYour on each of your accounts, if positive or negative payment history remaining, seven years.BankruptciesHow long bankruptcy stays on your report depends on the type of bankruptcy. Chapter 13 bankruptcy last years.Public such as seizures and stops, stay 7 last 10 folder RecordsPublic LiensUnpaid tax credit tax breaks on your report for seven years.Unpaid can stay for seven years and bankruptcy chapter, your credit card report indefinitely, as long as you remain unpaid. Paid tax to stay privileges for seven years.ConsiderationsInformation on your credit report guide is less on calculating your score as newer information age. For example, a late payment, has much less a late payment, six years ago four months ago.
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