How to buy a home after bankruptcy

Buy a House after the bankruptcy is not an impossible task, the work and patience as long as you are ready. Time is crucial when it comes to bankruptcy, as most lenders require a 2 - or 3-year period after the bankruptcy is released. Through the work and do what is necessary, you can buy a House after bankruptcy.Difficulty: ChallengingInstructions1Order report your credit card from three main credit bureaus, Equifax, Experian, and TransUnion. When you apply for a mortgage loan, lenders will draw three reports, or what is a tri-fusion, report, which contains information from all your carefully credit report three. 2Examine and highlight every negative comment on your report. Draft letters to credit reporting agencies request that you remove each item. By law, you must verify each item for 30 days. Statistically speaking, only 60 percent of enterprises respond to requests for review within 30 days. Those who do are removed from the report. Request no more than 4 moves by letter. Even if you have filed your balance sheet, the debt you remains rejected on your report. 3Start save money. A minimum of 10 percent for payment, you will find almost determined need. If you want to buy a House, a value of $150,000, you need $15,000. Start everything you can in a high interest rate savings account. Pick up some jobs or a second job to speed up your savings. Expenditure where you can reduce. If you can save $100 per week, will you not be forgotten enough automatic payments on all invoices in 2 1/2 years 4Set and pay an end. The credit this particularly applies to loans, loans, credit cards and those who as loans from the vOiture offices to report. If you have a month to pay, zachoose before always 30 days as it is late if you report to bureaus 5Pay to pay loans of the coast of all your debts or at least as far as possible towards the bottom. Lenders consider your debt if you qualify for a mortgage. The debt that you at least real offer price and in some cases you may be rejected. This applies to a credit rating. Create a plan as soon as possible to repay your debts and no additional debt to way. 6Ask to acquire a member of the family to a co-signer for you. This only if your family is ready and you absolutely are some can make the payments. Otherwise, this can be a tremendous strain on a familial relationship.